Gold Home Based Business Personal Finance

Are You Prepared for a Financial Crisis?

If the recent stock market declines didn’t convince you to diversify your portfolio, I’m not sure what will.  I’m not an economic expert nor am I a financial guru.  I try to use common sense when it comes to investing.  But mostly I trust my parents who always advised me to not keep all of my eggs in one basket.  On a side-note, that quote was supposedly penned by Miguel Cervantes, author of Don Quixote.  But I digress.

The point of this blog post is to invite you to consider accumulating gold not only as an investment but also an insurance policy just in case of any financial crisis or the value of the dollar crashing.  It’s also good for other catastrophes too.

How much gold should you have as part of your diversification?  Get with your financial adviser and bring your calculator.  The portion of your portfolio will vary depending on your risk tolerance, your age, your family, your assets and most likely many other factors that affect every family’s financial health different.

I don’t consider myself a gold bug but I certainly like to sleep at night.  One guru I enjoy following is Mike Maloney.  Here is a short video he recorded after the recent big one day drop in the stock market.  It’s about three minutes and worth watching.

I strongly suggest you watch his series the Hidden Secrets of Money on You Tube.  It’s about 90 minutes long but he presents the series in six 30-minute segments.  He also recently added a 7th episode which deals with crypto-currency.

What all of this is leading to is that you consider adding gold to your portfolio.  You’ll keep pace with inflation, accumulate wealth over a period of time that won’t bust your budget.  You can store your gold for free or take delivery although the shipping costs add to your total cost.  You can always exchange your gold for fiat currency in the future and as you grow your gold reserves you can use it to make purchases if necessary with a debit card attached to your account.

The company I represent is Karatbars International.  A debt free company based in Germany.  Once you set up your free account you can enroll in their auto-purchase program.  This allows you to buy 1, 2.5 or 5-gram Karatbars monthly or weekly depending on your budget.  It takes about 28 grams to equal an ounce of gold and just over 31 grams for a troy ounce of gold.

Let’s say you were able to buy 5 grams of gold each month.  In just over six months you would have a troy ounce gold which as of today’s blog post is priced at around $1,325 dollars per ounce.  It won’t take very long to have a sizable amount of gold at your disposal.

Here’s a short video explaining Karatbars International and some of it’s other products:

Watch this short video then open your free account

Here’s another aspect of Karatbars to consider.  Should you wish to share this opportunity with other people, you’ll earn commissions when they make a purchase.  Commissions are low with a free account but you can purchase a business package on several levels and increase your commissions.  This is a one-time fee and there are no monthly purchase requirements other than what you decide to invest in gold.  If you just want to be a customer, no problem.

Karatbars is also offering an opportunity to get involved in the crypto-currency arena too.  Get in touch with me if you want more information about their crypto-currency tokens/coins which is starting February 15, 2018 and will begin trading on exchanges in late May or early June, .  Email me at for a PDF explaining how you can get free no-risk Karatbank coins.

For over 5,000 years gold has held it’s value and kept pace with inflation and really should be a part of everyone’s portfolio.  Become a gold saver today!  Good luck to you all in these exciting and interesting financial times.

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